Insurance Products & Services

  • Property & Casualty
  • Risk Management Consulting
  • MBE Compliance Consulting
  • Life & Health
  • Employee Benefits
  • Staff Augmentation


Property and Casualty insurance is coverage that protects against property losses to business, residences, vehicles and/or against legal liability that may result from injury or damage to the property of others. Cobb Professional Services strives to provide superior, cost-effective risk management products and services that meet the ever-changing needs of our clients and prospective clients.

Our Agency offers the following coverages:

  • General Liability
  • Commercial Property
  • Commercial Automobile and Fleet Coverage
  • Equipment
  • Employment Practice Liability Coverage
  • Employee Dishonesty, Errors & Omissions Liability Coverage
  • Professional Liability Programs (including Directors & Officers Liability, Sexual Abuse & Molestation Coverage)
  • Umbrella
  • Workers Compensation

Risk Management Consulting

Organizations need to know how to balance the contingencies of risk with their specific contractual, financial, operational and organizational requirements. In order to achieve this balance, proper risk identification and risk analysis is required. The risk management process entails identifying construction risks and exposures, and formulating an effective risk management strategy to mitigate the potential for loss.

Our Agency offers the following coverages:

  • A CIP is a wrap-up under which a project owner provides various insurance coverage’s to contractors and subcontractors. CIPs are typically used on very large construction projects involving many contractors and subcontractors. They provide an owner with certain cost savings; as well, they offer some advantages for the contractors and subcontractors working on the project.
  • Wrap-Up’s/Controlled Insurance Programs (CIPs) are a type of wrap-up, an increasingly popular insurance procurement option that allows coverage’s’ for multiple insured’s to be bundled (or wrapped up) into one consolidated program.

MBE Compliance Consulting

Cobb Professional Services (CPS) is an advocate for certified MBEs and the small, minority-and women-owned business community at large. CPS provides an array of consulting services to assist organizations and business entrepreneurs in achieving and maintaining their stability in today’s competitive market. Minority Small Business Development Services (Emerging Business) including MBE/DBE/SBE Contract Compliance Certification Assistance.

The Compliance Division of CPS can be relied on for reviewing, monitoring and tracking MBE/WBE participation of procurement projects throughout the various phases of the contract. After a contract has been awarded, MBE participation is closely monitored. Monitoring includes but is not limited to a review of the subcontract financial transactions.

Through our Staff Augmentation Division, Cobb Professional Services (CPS) provides MBE/WBE liaison compliance personnel to assist clients with managing and monitoring contract expectations. MBE/WBE liaison associates actively participate in community outreach programs to increase the participation of minority and women owned businesses in the Contract Compliance Programs.


Life & Health

Individuals and families, small business owners and the self-employed are among those who are responsible for purchasing their own insurance. At Cobb Professional Services, we are committed to providing our customers with the best value in health and supplemental insurance. Cobb Professional Services specialize in offering health and supplemental insurance coverage that can be personalized to fit your needs and budget. Our approach is built around you.

Employee Benefits

In an ever changing environment it’s important for employers to understand the products and services available in the area of employee benefits. In addition to being able to offer your employees added protection and security, our benefits administration program provides relief from your complicated benefits concerns. You can count on Cobb Professional Services to help you navigate through the process of selecting the best program that meets the needs of your employees.

Our programs meet the guidelines required under the Affordable Care Act. Additionally, our product selection includes choices offered through the federally operated Health Care Exchange.

Learn more about the Affordable Care Act

  • If you have fewer than 50 full-time employees, you are not required to offer health insurance
  • However, your employees must have health insurance or they could face a tax penalty.